Welcome to 20 Adams Street, a detached 2-family on an oversized 30 x 142 lot on a quiet residential street with a private driveway, detached garage, and covered porch. Located just blocks from Mt Vernon East Metro-North, this is a rare opportunity to own a multi-family home with scale, outdoor space, long-term potential, and low taxes. Let's be clear, this home needs work and is a potential short sale, but that’s the opportunity! With nearly 2,400 square feet across two full-floor units, plus a full-height walk-out basement and attic, there’s room to reimagine the layout, modernize the interiors, and bring that value back to life. Each unit offers spacious bedrooms and bonus rooms, which allow for plenty of flexibility in today's world. Whether you're looking to live here and take on an HGTV special while collecting rent, OR you're an investor searching for your next project, this property checks all the right boxes. Sold as-is. All offers are contingent on bank approval.