Buyers will need the following to view properties:

• 1.Pre-approval letter*, POF (proof of funds)* (*Required from every buyer working with CS Realty and cooperating agents on CS Realty listings).
• 2.Additional documents that may be needed: verification of employment and credit score / list of debts, questionnaire, photo ID.
• 3.The following forms are MANDATORY, as per NYS License law, for every buyer working with a Realtor as a Buyer's agent: Exclusive or Non-Exclusive Right to Represent Agreement.

• Exclusive Buyer Right to Represent Agreement
• Non-Exclusive Buyer Right to Represent Agreement

Tenants will need the following to view properties:

Minimum requirements to work with CS Realty agents, unless the landlord has requirements less than stated below.

• 1.Min Household Income, 38x the rental. Min Yearly income of $xxx,000 must be verifiable thru W2's, Paystubs or any other verifiable lawful income source.
  Click here to expand the 38X income needed chart

  Minimum gross annual household income is calculated as monthly rent × 38.

  Monthly Rent	Minimum Annual Income
  $2,000	$76,000
  $2,500	$95,000
  $3,000	$114,000
  $3,500	$133,000
  $4,000	$152,000
  $4,500	$171,000
  $5,000	$190,000
  $5,500	$209,000
  $6,000	$228,000
  $6,500	$247,000
  $7,000	$266,000
  $7,500	$285,000
  $8,000	$304,000
  $8,500	$323,000
  $9,000	$342,000
  $9,500	$361,000
  $10,000	$380,000
  $10,500	$399,000
  $11,000	$418,000
  $11,500	$437,000
  $12,000	$456,000

  Chart uses a 38× annual income multiplier. Individual landlord requirements and exceptions may differ.

• 2.Credit 695+ provide copy of credit report.
• 3.Must be able to sign a lease immediately for occupancy within 1-30 days.

Fill out the following forms and return to CS Realty prior to looking at property

• Client/Broker Registration Compensation Agreement (NON-EXCLUSIVE: You are free to work with other agents or none)
• Agency Disclosure Form
• Fair Housing Disclosure Form