This bright 1-bedroom, 1-bath offers approximately 750 square feet with a layout that lives larger than expected. A true separate dining area provides flexible space for meals or a home office, and the living room accommodates full-sized furniture comfortably. Hardwood floors run throughout, and the updated kitchen offers clean finishes and ample cabinet storage. Generous closet space adds everyday practicality. The complex features landscaped courtyard, on-site laundry, a private community room, secure entry, and on-site management/superintendent support. Garage and outdoor parking are available via waitlist, Conveniently located near the 7 and 40 Bee Line bus and approximately a 20-minute walk to Pelham Metro-North. Monthly maintenance: $850 (not including STAR). At the $120,000 list price, estimated total monthly cost with 10% down is approximately $1,750 including principal, interest, and maintenance. Board requirements: 700+ credit score, $60,000 minimum income, debt-to-income under 30%, and six months of maintenance in reserves. Board approval required. A strong value opportunity for qualified buyers within the Vernon Manor community.