Gem by the sea but no need of flood insurance: discover a beautifully renovated, fully detached two-family home on a generous double lot (5,000 sq ft) in the sought-after Country Club neighborhood of the Bronx. This bright, modern residence blends classic charm with contemporary comfort. The property sits in a family-friendly enclave just steps from Pelham Bay Park, the shoreline, and abundant transit options, including the 6 train and express buses, making city access effortless. The main level offers a spacious, tasteful layout with sun-filled living areas, a refreshed kitchen, new bathroom, and stylish finishes throughout. The second unit mirrors the same thoughtful design, making this property ideal for an owner-occupier seeking supplemental income or a multi-generational living arrangement. Ground floor comes with 2 bonus units - Ideal for in-laws , extended families or your big summer parties. Outside, the double lot provides ample outdoor living space, plus a 2-car garage for secure parking and storage. Recent upgrades include 3 brand-new split-system AC/Heating setups for efficient climate control year-round, ensuring comfort in every season. Priced to sell, will not last, schedule showing now.