Welcome to this charming three-bedroom, one-and-a-half-bath home situated on an oversized 0.68-acre lot in Monticello, New York. Set back from the road with a fenced front yard, expansive backyard, and wooded rear boundary, this property offers a rare combination of privacy, outdoor space, and future potential. The home features hardwood floors, a spacious living room with fireplace, a formal dining room, and a kitchen equipped with a brand-new stove and refrigerator. A covered front porch provides the perfect place to relax, while the rear porch offers additional outdoor living space overlooking the yard. Upstairs are three bedrooms and a full bath, while the walk-up attic presents an opportunity for additional finished space, home office, studio, or storage. The home also includes a convenient half bath on the main level. The large lot offers exceptional flexibility. Subject to municipal approvals and permits, there may be opportunities for future expansion, additional parking, an accessory dwelling unit, or other improvements. The side yard and expansive backyard provide ample room to explore future possibilities. Heating is provided by an oil-fired boiler with baseboard heat, supplemented by electric heat as needed. Conveniently located near everything Sullivan County has to offer. Shopping, dining, medical offices, and daily conveniences—including Home Depot, ShopRite, Walmart, restaurants, and urgent care—are just minutes away. Enjoy nearby attractions such as Resorts World Catskills Casino, Holiday Mountain Ski & Fun Park, Monticello Raceway, and the renowned Bethel Woods Center for the Arts. Outdoor enthusiasts will appreciate proximity to Lake Superior State Park and countless hiking, fishing, boating, and recreational opportunities throughout the Catskills region. Commuters will love the easy access to Route 17/I-86 and the nearby bus station, providing convenient transportation to New York City in under two hours. Whether you're looking for a full-time residence, weekend retreat, or property with room to grow, this Monticello home offers value, space, and opportunity in a convenient location.